Step 01
Elect at enrollment
Choose an annual amount up to $7,500 per household. Payroll deductions build the balance pre-tax across the year.
After sitting at $5,000 for decades, the Dependent Care FSA limit jumps to $7,500 for 20261 — pre-tax dollars for the daycare, after-school, and elder care your people are already paying for. If there's one benefits headline worth announcing this year, it's this one.
up from $5,000 — a 50% increase.
who can't care for themselves — care that lets you work.
preschool, before/after-school programs, summer day camp, in-home care.
1. Limit raised from $5,000 to $7,500 for plan years starting Jan. 1, 2026 under the One Big Beautiful Bill Act — see WEX, "2026 FSA limits, commuter limits announced," Oct. 9, 2025. Eligibility rules per IRS Publication 503; your plan documents govern.
Choose an annual amount up to $7,500 per household. Payroll deductions build the balance pre-tax across the year.
Daycare invoice, camp registration, elder-care receipt — submit it in the portal in about a minute. AI reads it; a human backstops it.
Direct deposit as the balance accrues — with a running view of what's left and what's still claimable before year-end.
One honest caveat, stated plainly: this account is use-it-or-lose-it, every year. That's exactly why deadline coaching is built into Addcare rather than sold as an add-on.
A 50% limit increase on a benefit parents already love — and the cost of offering it is administrative, not actuarial. Lead your open enrollment with it while your competitors' materials still say $5,000.