addcare
+ Now onboarding 2027 plan years

Adding care
to employee benefits

HSA, HRA, FSA, and Dependent Care accounts wired into a comprehensive wellness program — so healthy behavior funds the accounts your people actually use. Add care to your employee health care experience, empowering healthy behaviors, financial wellbeing, and flourishing.

HSA · HRA · FSA · DEPENDENT CARE FSA POWERED BY WEX HEALTH WELLNESS BY ASSET HEALTH ONE CARD · ONE APP · ONE LOGIN HSA · HRA · FSA · DEPENDENT CARE FSA POWERED BY WEX HEALTH WELLNESS BY ASSET HEALTH ONE CARD · ONE APP · ONE LOGIN
The closed loop

Wellness in. Rewards out. Care all the way through.

Most benefits stacks bolt a wellness app onto an admin platform and call it integration. Addcare closes the loop: engagement produces rewards, and rewards land in real benefit accounts — the same card, the same app, the same login your people check every week.

01

Engage

Your people move, rest, learn, and stay ahead of preventive care on the Asset Health wellbeing platform — one front door for the whole person.

02

Earn

Program activity earns real dollars. Not points that expire. Not gift cards that end up in a drawer.

03

Fund

Rewards flow into the benefit accounts employees already spend from — so healthy behavior becomes financial wellbeing they can see.

Gift cards get spent and forgotten. A funded benefit account compounds — in savings, in health, in the sense that work is looking out for you.

The account suite

Four accounts. One experience.

Compare all accounts →
HSA

Health Savings Account

The only account with a triple tax advantage — contributions, growth, and qualified spending. It belongs to the employee for life.

2026 limits: $4,400 self-only · $8,750 family Learn more →
FSA

Flexible Spending Account

Pre-tax dollars for everyday care — copays, prescriptions, glasses, and more. Works alongside any health plan.

2026 limit: $3,400 · carryover up to $680 Learn more →
HRA

Health Reimbursement Arrangement

Employer-funded, employer-designed. Target the costs that matter — deductibles, premiums, retiree care — on your terms.

Design-flexible · employer-funded Learn more →
DCFSA

Dependent Care FSA

Pre-tax dollars for daycare, after-school care, and elder care — with the biggest limit increase in the account’s history.

New for 2026: $7,500 household limit Learn more →

2026 IRS limits — sources and the full table live in Resources. Lifestyle Spending and Travel Savings accounts are available through our sister brand, Addventure.

Why Addcare

Big-platform rails. Small-company care.

AI-powered

AI that pays for the humans

Modern AI handles the busywork — receipt matching, eligibility answers, claim status — so actual humans handle you. Efficiency isn't the story; it's what funds the service.

Service, with receipts

A number most vendors won't print

Account management is delivered with our partner Asset Health, whose Net Promoter Score is 801. No offshored support. No 30-minute hold times.

Security-first

Trust, engineered in

In 2024, a single administrator breach exposed 4.3 million people's data2. We built Addcare after that lesson: least-privilege access, modern security posture, and your data is never for sale.

The full case for Addcare →

1. Asset Health internal Net Promoter Score, 2026. Partner-reported figure.

2. SecurityWeek, "4.3 Million Impacted by HealthEquity Data Breach," July 29, 2024, https://www.securityweek.com/4-3-million-impacted-by-healthequity-data-breach/.

For employers

Replace three to five vendors with one experience.

Accounts, wellness, card, and app under one roof — with implementation handled by people who have done this for decades.

For employers →
For brokers & consultants

A CDH partner that protects your book.

Wellness-integrated CDH is the rare answer that's new to your clients and safe for your margins. Bring us something hard.

For brokers →
Ready when you are

Let's add care to your benefits.

A 20-minute conversation is enough to see whether the loop fits your plan year.